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True Financial Freedom LIVE
Learn the financial principles, strategies, and mindsets that you should have learned in school, but probably didn't. This is a stress-free and no-guilt approach to true financial freedom by pairing the natural with the supernatural.
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Real Money Method 3.0
You have probably struggled with budgeting in the past. You aren't alone - almost everyone does! And It isn’t your fault. The key difference with this over every other budgeting software, system, or tool is that it is using REAL money. And it works.
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10X Investing
This is a beginner to intermediate level investing course that helps you invest wisely, reduce risk, passively build wealth, and begin making your money work for you.
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The 5 Biggest Money Mistakes
This <1 hour video course takes you through the 5 biggest money mistakes eroding your financial potential and how to begin fixing them today.
Our goal is to make our courses better than anything out there.
Here's how...
1. Testing it on ourselves to make sure it works.
The internet is full of people “faking it until they make it”, trying to teach others how to do something they haven’t done themselves. Not here. We experiment on ourselves first, find what works, and then share with students. Not the other way around.
2. We actually do what we teach.
Many gurus will sell their “method” (how to flip houses, sell on Amazon, etc) only after they can’t make any money doing it anymore. Not here. Everything we teach we are actually doing ourselves – and so we are in it together.
3. We LOVE honest feedback.
We create our courses with the number one goal of getting you results, and so when our students have suggestions to make the course better, we run with them. We are continually taking all feedback from students and adding them into the course with frequent updates…and this is why our courses just get better and better with time.
4. We are just a little obsessive about making it great.
We are constantly thinking and evaluating how to make it better, easier, and to get our students quicker and better results. We are playing the long game and betting that as we create the best financial education out there, that our students will tell others. So far it’s working pretty well and if a friend referred you, thank them for us!
Your primary teacher:
Bob Lotich
SeedTime Founder
What our students are saying:
“I decided to go with your budgeting plan…what a difference it’s made! We’ve increased our savings by $16,000 and we’ve been able to save $3,000+ in our HSA account.”
Neal H.
“We are now nearing the end of our first full month using your program… We have been able to free up nearly $900 this month, which is quite honestly mind-blowing!”
Chrysti B.
“The course is great. Straight and to the point. thank you for introducing the system. It’s genius. I can see it working better than any budgeting concepts I’ve tried in the past.”
Matthew P.
“You and Linda make it easy without making me feel dumb. I have been budgeting for 21 years but have never had it working like it should and I could never figure out why all the extra money was gone at the end of the month. But now we can see exactly what is going on (unlike before with other software) and as a result there is money leftover each month.”
Joanna P.
“I’m loving the Real Money Method. I’ve saved hundreds of dollars and I’ve never felt so in control of my spending. ”
Kayla R.
“I cut my spending by over $800/month without even feeling it.”
Lauren C.
“Our monthly bottom-line went from about $500 in the red to $1,160 in the black. ”
John P.
“I have been able to save about 6 months of living expenses. Trust me when I say this has been SUCH a blessing in these crazy times and I know that it would not have happened without the course.”
Sheri J.
“We are really enjoying it! …Overall it’s working so much better than YNAB did for us and I love the ease of the capital one app as well.”
Katie M.